LowVARates is not affiliated with any government agencies, including the VA, FHA, or the HUD. VA lender ID #9797520000.

Garrett Law NMLS#: 20750 – Mortgage Expert

For several years now, Garrett Law and Low VA Rates, LLC have dominated the ranks of the Top Loan Originators as published in the Scotsman' Guide (a National mortgage industry publication). We have proven we can be relied upon to help clients achieve their goals. As a lender, we work your loan from start to finish. This means we originate, process, approve, and fund your loan. If needed, we can also broker your loan to another institution to get it approved. Thus, our business model provides the stability and flexibility needed to get your loan closed.

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Our Home Loan Purpose

We help clients to refinance and save money and buy and finance homes. The lending process can be confusing, strenous, & costly. We have organized to make the process clear, easy, and a great value. Our goal is to earn your trust such that you recommend our service to all of your friends and fmaily. We remain committed to serving our clients & being that one trusted source that can perform beyond or competitors.

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Drop Mortgage Insurance

Lower Interest Rate

Consolidate Debts

Lower Closing Costs

Home Improvement Loan

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Professional Mortgage Advice

Experience in all Loans
VA Loan Expert

TOur business model, company culture, and focus has been on serving the U.S. Veteran Community by providing VA Loans. Although this is our focus, we are also able to provide virtually all types of home loans. We are the best source for VA, FHA and Conventional loan programs. We understand how these transactions need to be structured to be successful in underwriting to obtain the goal of a closed loan and satisfied customer.

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What Makes Us Great

We believe we have the best and most qualified staff in the business. They are one of our greatest resources. In addition to quality people, we have invested in the best technology allowing us to track and manage each transaction from the beginning to completion. All tasks have been automated allowing the Loan Officer to focus on the hurdles and details of closng your transaction, allowing you to focus on your production.

Garret Law

Garret S. Law

Team leader
Emily Ankenman

Emily Ankenman

Approval Specialist
Dane Young

Dane Young

Application and Document Specialist
1250

happy clients

150

EXPERT advisor

125

Awards winning

87

Consultants

Licensed Nationwide

Holding a license in most of the United States provides many advantages. Our clients typically relocate to other markets and have family and friends in others. Thus, we can maitain relationships with family and friends and perform when needed. You can count on our stability and plan for a long-term relationship.

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Garrett Law Mortgage

Our business model, company culture, and focus has been on serving the U.S. Veteran Community by providing VA Loans.

  • 10091 Park Run Drive #130, Las Vegas, NV 89145
  • experts@garrettlawmortgage.com
  • (844) 647-2464

© 2024 Low VA Rates, LLC™ d/b/a Garett Law Mortgage. Low VA Rates, LLC is not affiliated with any U.S. Government Agency nor do we represent any of them. Corporate Address: 384 South 400 West, Suite 100, Lindon, UT 84042, 801-341-7000. VA ID 979752000 FHA ID 00206 Alaska Mortgage Broker/Lender License No. AK-1109426; Arizona Mortgage Banker License #0926340; California DBO Finance Lenders Law License #603L038; Licensed by the Delaware State Banking Commission License #018115; Georgia Residential Mortgage Licensee License #40217; Illinois Residential Mortgage License #MB.6761021; Licensed by the New Jersey Department of Banking and Insurance, Ohio Mortgage Loan Act Certificate of Registration #RM-501937.000; Oregon Mortgage Lending License # ML-5266; Rhode Island Licensed Mortgage Lender License #20143026LL; Texas License LOCATED at 201 S Lakeline Blvd., Ste 901, Cedar Park, TX 78613; EAH061020 NMLS ID# 1109426 NMLS Consumer Access www.nmlsconsumeraccess.org. Click on these links to access our Privacy Policy and our Licensing Information. Consumer's total finance charges may be higher over the life of the loan. Consumer NMLS Access - NMLS #1109426. NMLS#: 20750, Branch NMLS#: 1338334.

TEXAS MORTGAGE COMPANY DISCLOSURE: "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

*Annual savings calculator based on 2015 monthly average savings extrapolated year-to-date.

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