Your Mortgage Team

We come to work each day to help as many people as possible buy and finance homes, and refinance and save money. Each person on the team has a part to play in successfully closing as planned. From the loan originator preapproving your file, processing getting it ready for underwriting approval, underwriters approving loans, & the closing team providing closing documents & funding. We are working to help you get to the finish line to buy that new home or save that money!

Garrett S Law

Mortgage Originator

Team Leader
garrett@vateam.com

Nationally Ranked #1 Top VA Loan originator in the country - 2009 "Scotsmans Guide" Licensed in 41 States. Garrett leads and manages the team. Since 2002 Garrett has been a nationally ranked Top Loan Originator dedicated to providing clients with the best price, product, and service. Garrett structures and presides over your transaction to ensure your loan closes quickly and easily.

Erica Porter

Client Support

Loan Production Specialist
erica.porter@lowvarates.com

Erica is our specialist working with customers through the process of gathering the documentation for thestart of the loan, pre-approval of the loan, and identifies and communicates any additional documents or challenges we may have with the loan early in the transaction. Her dedication to our veteran customers shows through in her hard work and the guidance she provides with the loan process.

Brandon St. Clair

Client Support

Application and Document Specialist
brandon.stclair@lowvarates.com

Brandon is your helping hand as we initially connect and listen to your goals to see how we can help you. He will gather basic contact, loan, and goal related information and ensure Garrett gets in contact to discuss solutions. Our goal is to make the loan process easy, and he will guide you through the application process with a patient, can-do attitude. Once your loan application is ready, he will work with you to ensure that all needed disclosures get to you and will assign Erica to help get the application and documents back for processing. Ensuring that your loan can close quicky and smoothly.

No reason to wait

Get Started

Garrett Law Mortgage

© 2024 Low VA Rates, LLC™ d/b/a Garett Law Mortgage. Low VA Rates, LLC is not affiliated with any U.S. Government Agency nor do we represent any of them. Corporate Address: 384 South 400 West, Suite 100, Lindon, UT 84042, 801-341-7000. VA ID 979752000 FHA ID 00206 Alaska Mortgage Broker/Lender License No. AK-1109426; Arizona Mortgage Banker License #0926340; California DBO Finance Lenders Law License #603L038; Licensed by the Delaware State Banking Commission License #018115; Georgia Residential Mortgage Licensee License #40217; Illinois Residential Mortgage License #MB.6761021; Licensed by the New Jersey Department of Banking and Insurance, Ohio Mortgage Loan Act Certificate of Registration #RM-501937.000; Oregon Mortgage Lending License # ML-5266; Rhode Island Licensed Mortgage Lender License #20143026LL; Texas License LOCATED at 201 S Lakeline Blvd., Ste 901, Cedar Park, TX 78613; EAH061020 NMLS ID# 1109426 NMLS Consumer Access www.nmlsconsumeraccess.org. Click on these links to access our Privacy Policy and our Licensing Information. Consumer's total finance charges may be higher over the life of the loan. Consumer NMLS Access - NMLS #1109426. NMLS#: 20750, Branch NMLS#: 1338334.

TEXAS MORTGAGE COMPANY DISCLOSURE: "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

*Annual savings calculator based on 2015 monthly average savings extrapolated year-to-date.