LowVARates is not affiliated with any government agencies, including the VA, FHA, or the HUD. VA lender ID #9797520000.

Home Loan Services

As mortgage experts our goal is to easily help you to refinance and save money or buy and finance homes. We have listed below some of the specifc ways we can help. Truly, we are here to help.

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Get Pre-Approved

We recommend that you get pre-approved by a reliable lender before shopping for a home or signing refinance papers. The last thing you want to do is get your hopes up and spend time and money on something you cannot get. We are experts at taking an insightful loan application and evaluating all pertinent documents. Thus we issues pre-approvals and give advice you can rely on. Give us a call and we'll get your preapproved quickly and easily.

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Drop Mortgage Insurance

Mortgage insurance is an insurance policy that protects the lender in case of a loan default. It is usually charged to borrowers who put less than 20% down when they bought the home or got the loan. With today's rising values we have helped many people lower their payments and save money by eliminating this additional expense payment. Give us a quick call and we will see how much money we can save you.

VA Rates

Lower Interest Rate

We are coming off off a time where mortgage interest rates were at their lowest recored levels ever. If you want to get a lower rate, adjust your loan term, or buy a new home give us a call. Our business model was set up to offer clients the lowest possible rate & costs in the market. We will provide you your options and see if we can help you lower your intereste rate(s).

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Consolidate Debts

Student loans, variable credit card debt, medical bills, home repairs are just a few of the many examples of minimum pamyents people have to make. If your home has equity we can help you to wrap all off your debts into a fixed interste rate mortgage and free up cash flow from your monthly budget. We can also show you if you keep paying the total amounts (you were paying) onto the mortgage how quickly you will pay your home off. This can really help you save in interest costs & avoid debt in the future.

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Lower Closing Costs

We have received many phone calls over the years from realtors or borrower's who are concerned about the closing costs or rate they are being offered. Especially when buying a home, having low to no cost options can be the difference in getting the home and the loan or not. We have no and no closing cost options available to help you achieve your objectives.

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Home Improvement

As you settle in to your home you will notice improvements you need or want to make. Instead of financing those improvements on a credit card give us a call and we can review your loan options. There are easy energy efficiency mortgages as well as cash out refinances where we can give you cash in hand to help get those improvements done.

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Save Money

Our goal is always to heelp. If we can lower your payment, shorten your term, eliminate mortgage insurance, eliminate consumer debts, and get you a head we want to do that. We have helped thousands of people over the years. The process takes about 10 minutes initially to reivew options and then moving into the refinance loan its actually pretty easy.

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Receive Guidance

Many people want to buy a home and are unsure of how to begin. Homeowners with a mortgage may feel like they need a lower mortgage payment or their rate may be too high. Whatever the case give us a call and we can walk you through the process taking you from confused to closed. We can help you navigate the path and help out where we can.

No reason to wait

Get Started

Garrett Law Mortgage

Our business model, company culture, and focus has been on serving the U.S. Veteran Community by providing VA Loans.

  • 10091 Park Run Drive #130, Las Vegas, NV 89145
  • experts@garrettlawmortgage.com
  • (844) 647-2464

© 2024 Low VA Rates, LLC™ d/b/a Garett Law Mortgage. Low VA Rates, LLC is not affiliated with any U.S. Government Agency nor do we represent any of them. Corporate Address: 384 South 400 West, Suite 100, Lindon, UT 84042, 801-341-7000. VA ID 979752000 FHA ID 00206 Alaska Mortgage Broker/Lender License No. AK-1109426; Arizona Mortgage Banker License #0926340; California DBO Finance Lenders Law License #603L038; Licensed by the Delaware State Banking Commission License #018115; Georgia Residential Mortgage Licensee License #40217; Illinois Residential Mortgage License #MB.6761021; Licensed by the New Jersey Department of Banking and Insurance, Ohio Mortgage Loan Act Certificate of Registration #RM-501937.000; Oregon Mortgage Lending License # ML-5266; Rhode Island Licensed Mortgage Lender License #20143026LL; Texas License LOCATED at 201 S Lakeline Blvd., Ste 901, Cedar Park, TX 78613; EAH061020 NMLS ID# 1109426 NMLS Consumer Access www.nmlsconsumeraccess.org. Click on these links to access our Privacy Policy and our Licensing Information. Consumer's total finance charges may be higher over the life of the loan. Consumer NMLS Access - NMLS #1109426. NMLS#: 20750, Branch NMLS#: 1338334.

TEXAS MORTGAGE COMPANY DISCLOSURE: "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

*Annual savings calculator based on 2015 monthly average savings extrapolated year-to-date.

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